2024-12-05

Today I was reminded again how difficult it is to secure accommodations in our area. To keep our children in the same school district and find a rental that will accept our pets, the only available option will cost $487 per night with fees. Our community has very limited rental housing and no nearby hotels, so choices are extremely restricted. While I am grateful that at least one option exists, the cost is staggering.

Unfortunately, these expenses must come out of my pocket until insurance reimbursement is approved. In a previous claim with my own homeowners insurance, I paid $36,000 in Alternative Living Expenses before receiving any reimbursement. This current claim is expected to require an even longer stay, which makes the financial strain much heavier.

We’ve also had to cancel a prepaid family vacation this weekend in order to focus on navigating the housing and mitigation process.

On the claims side, I received a call from Aaron at Gallagher-Basset, who said RXO was gathering claim information for him, but I have not received further updates. Mitigation work continues in the meantime.